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ATMs, credit cards and changing money
ATMs (bankomat) can now be found increasingly widely in Podgorica and other large towns, but are less common in smaller towns away from the coast and are most likely absent from villages in the mountains. Pounds sterling (funte) and other currencies can also be exchanged at exchange offices and at most banks. Credit cards are accepted in the majority of hotels (not usually for private rooms), as well as in larger shops and supermarkets.
Staying in touch
Telephones
The international dialing code for Montenegro is 00 381.
Some local dialing codes (remember to omit the zero if calling Montenegro from abroad) are:
Cetinje, Budva 086
Herceg Novi 088
Kotor, Tivat 082
Mojkovac 084
Plav 0871
Podgorica, Kolašin 081
Nikšić 083
Žabljak, Pljevlja 0872.
Phone cards can be bought in newspaper kiosks.
Mobiles
Mobile phones with roaming (that is, almost any new mobile phone) will work fine in Montenegro.
Internet
Internet cafés can be found in most major cities and tourist centres, including Žabljak.