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If you have any questions or concerns about a property’s title, consider consulting a title company in your area that has a reputation for smooth closings. Establishing a relationship with a reputable title company is good practice even if you don’t have concerns over a specific property’s title history. In exchange for your business (hiring them to handle your closings), a title company may be willing to do free title searches. A reputable title company can also expedite closings to ensure that you don’t miss out on good deals.

Speaking of insurance, you should always obtain a homeowner’s insurance policy for any property you purchase. In fact, consult an insurance agent before purchasing a property, to make sure the policy is in effect as soon as possible after you close on the property. I know of a case involving raccoons that slipped into the attic of a home and did about $15,000 worth of damage. Thankfully, the investor had the proper amount of insurance on the house and was covered for the damage.